Tools
Quick, honest estimates built on the parameters funders actually use. Nothing here is a credit decision, but it will tell you whether a structure is worth pursuing.
Work out roughly how much cash sits in your sales ledger, how much of it a funder would advance, and what the facility would cost over a year.
Enter the amount, rate, term and arrangement fee to see the monthly repayment and what the borrowing costs in total.
A quick view of how much funding your business could realistically support — separated into cashflow-based lending and asset-backed lending, because they are underwritten differently.