Middle East · TRY / USD / EUR

Business funding in Türkiye

Turkish corporate funding is shaped by an export-heavy economy and an active currency management requirement. Exporters can access hard-currency facilities priced far below domestic lira rates, while factoring and leasing serve the wider SME base.

Exporters can access USD and EUR facilities at hard-currency pricing

Large domestic factoring and leasing sector

Currency matching is central to any funding decision

Currency is the first decision

Borrowing in a currency you do not earn is the most common structural error in this market. Where revenue is in euros or dollars, a hard-currency facility removes both the rate premium and the translation risk. Where revenue is in lira, hard-currency debt should be hedged or avoided.

Export-led structures

Confirmed export orders support pre-export finance, and credit-insured receivables from European and Gulf buyers are readily funded. Buyers' credit and ECA-supported structures are available on capital equipment imports.

Common structures in Türkiye

Questions

Can a Turkish exporter borrow in euros?

Yes, where export revenue is in euros. Funders match currency to earnings to avoid creating a mismatch.

Are international lenders active in Türkiye?

Yes, particularly on trade and export-backed transactions where the underlying receivable sits with a creditworthy overseas buyer.

Describe your requirement once and we structure it, then approach providers active in Türkiye whose criteria match. There are no upfront fees — all charges are due only once funding is in place.

Start your funding request