Match the currency to the cash flow
Borrow in the currency your revenue is earned in wherever possible. An unhedged mismatch turns an exchange-rate move into a covenant breach. Where a mismatch is unavoidable, price the hedge into the model at the outset rather than treating it as an afterthought.
Where security actually sits
A guarantee from a parent in one jurisdiction over an operating company in another is only as good as its enforceability locally. Lenders will want local counsel opinions, and registration formalities in some jurisdictions add weeks. Establish early which entity in the group can grant enforceable security.
Tax and payment friction
Withholding tax on interest, thin-capitalisation rules and exchange controls can change the effective cost of a facility substantially. Confirm treatment with your tax adviser before agreeing a structure rather than after term sheet.
Plan for KYC
Multi-jurisdiction groups with layered ownership take longest at onboarding. Prepare a group structure chart to ultimate beneficial ownership, certified identification for controllers, and constitutional documents for each entity in advance — this alone often removes three to four weeks from the timetable.
Frequently asked questions
Can a business outside the UK apply?
Yes. Global Funding Gateway works with requirements worldwide and supports enquiries in English, German, French, Spanish, Arabic, Turkish and Simplified Chinese.
Which jurisdictions are hardest to fund?
Those with capital controls, weak security enforcement or active sanctions exposure. Funding still exists but is usually transaction-secured and priced accordingly.
Last reviewed: 2026-08-15