Buying a practice
Lenders value the goodwill of an established list and the reliability of contracted income. Purchases are often funded at a high loan to value when the buyer is clinically qualified.
Equipment and technology
Chairs, imaging and digital systems are well suited to asset finance or leasing, keeping cash free for working capital.
What lenders check
Patient numbers, the mix of contracted and private income, associate arrangements and regulatory standing. A clean inspection history strengthens any application.
Frequently asked questions
Do I need business experience to buy a practice?
Clinical qualifications carry most weight, but a clear business plan helps.
Can I refinance an existing practice loan?
Yes. Refinancing to release equity for expansion is common.
Last reviewed: 2026-10-15