Europe · SEK
Swedish corporate lending is dominated by the large Nordic banks, complemented by a fast-growing set of specialist factoring, leasing and private credit providers. Transparency is high — annual reports filed at Bolagsverket are detailed and publicly available — which makes diligence fast for well-run companies.
High financial transparency speeds credit decisions
Strong appetite for green, energy and industrial transition projects
Digital factoring and leasing platforms serve smaller tickets efficiently
Årsredovisning filings, current management figures and a clear ownership structure form the base pack. Lenders place weight on governance and reporting quality, and on sustainability credentials in industrial sectors.
Floating charges (företagsinteckning) are the standard corporate security, registered centrally and straightforward to check and perfect.
Green and transition finance is genuinely differentiated in Sweden, with pricing benefits available for qualifying energy, efficiency and low-carbon investment.
Factoring and equipment leasing are efficient and largely digital, with quick decisions for standard assets and creditworthy debtors.
Factoring and leasing facilities complete in one to three weeks. Bank term facilities and project structures take six to twelve weeks.
Sustainability-linked facilities can carry margin adjustments tied to measurable targets. The benefit is modest but real, and access to certain lenders improves.
Yes, and it is common for exporters. Lenders generally prefer the facility currency to match revenue.
Describe your requirement once and we structure it, then approach providers active in Sweden whose criteria match. There are no upfront fees — all charges are due only once funding is in place.
Start your funding request