Europe · CHF
Swiss corporate lending is conservative, relationship-driven and, for borrowers who fit, exceptionally cheap. Cantonal banks serve domestic SMEs, the large banks and private institutions serve internationally active groups, and Geneva and Zug host one of the world's deepest commodity trade finance markets.
Among the lowest borrowing costs in Europe for qualifying borrowers
World-class commodity and structured trade finance market
Conservative loan-to-value and strong documentation expectations
Expect thorough documentation: audited or reviewed accounts, a clear ownership chain, beneficial owner identification and a well-evidenced business rationale. Compliance and AML review is a genuine part of the timeline, not a formality.
Leverage tolerance is lower than in the UK or US. Lenders size facilities conservatively and expect meaningful equity, but reward that with very competitive pricing.
Structured commodity trade finance — pre-export, borrowing base and transactional facilities — is a Swiss specialism served by both banks and dedicated funds.
Leasing for machinery and equipment is well established, and CHF or EUR facilities are both readily available depending on where revenue is generated.
Leasing and transactional trade facilities complete in two to four weeks. Corporate credit lines and structured facilities take six to twelve weeks, largely driven by compliance and legal review.
Yes, particularly where there is a Swiss trading entity, Swiss assets or commodity flows routed through Switzerland.
Swiss institutions apply detailed beneficial ownership and source-of-funds review. Preparing that documentation upfront removes most of the delay.
Describe your requirement once and we structure it, then approach providers active in Switzerland whose criteria match. There are no upfront fees — all charges are due only once funding is in place.
Start your funding request