Americas · USD
The United States has the largest and most specialised private credit and asset-based lending market anywhere. Facilities are typically structured around a borrowing base of receivables and inventory, with security perfected by UCC-1 filing.
Deepest asset-based lending and private credit market globally
Security perfected through UCC filings at state level
Specialist lenders for almost every sector and asset class
A borrowing base advances typically 80–85% against eligible receivables and 50–65% against inventory, tested monthly or weekly, with field examinations and appraisals. It suits businesses with strong assets and variable earnings far better than covenant-heavy cash-flow debt.
A US subsidiary of an overseas group is fundable, but lenders will want a US entity with its own EIN, US-domiciled collateral, and clarity on whether the parent will guarantee. Where collateral sits offshore, expect either a lower advance rate or a parallel facility in that jurisdiction.
Generally through a US entity holding US collateral. Cross-border guarantees and security are workable but add legal cost and time.
A public filing that perfects a lender's security interest in a borrower's assets. Existing filings can block a new lender, so they should be reviewed early.
Describe your requirement once and we structure it, then approach providers active in United States whose criteria match. There are no upfront fees — all charges are due only once funding is in place.
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