Business funding · North America · CAD

Business funding in Canada

Canadian companies borrow from chartered banks, specialist asset based lenders and a growing private credit market. Cross border operations with the United States are routine and shape how facilities are structured.

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Asset based revolvers against receivables and inventory

Equipment finance for transport, agriculture and construction

Cross border facilities covering US subsidiaries

What lenders review

Two years of financial statements, interim results, receivables ageing and existing PPSA registrations are central. Where sales are largely into the United States, currency and concentration are examined closely.

Timelines

Factoring and equipment facilities typically complete within two to four weeks, asset based revolvers within four to eight weeks including field examination.

Facilities we arrange

  • Asset based lending and factoring
  • Equipment finance and leasing
  • Working capital and term loans
  • Private credit and acquisition finance

Questions

Can a Canadian company borrow in US dollars?

Yes, and it is common where a material share of revenue is invoiced in USD.

Do you cover Quebec?

Yes. Documentation follows civil law requirements and lenders familiar with the province handle those files.

Describe your requirement once. We structure it and approach the providers whose criteria fit. No upfront fees, charges are due only once funding is in place.

Start a funding request