Business funding · Europe · GBP
The UK combines clearing banks, challenger banks, independent invoice financiers and a mature private credit market in the same ticket sizes. Filed accounts at Companies House mean a lender forms a view of your business before the first call.
Start a funding requestConfidential invoice discounting widely available above GBP 500,000 turnover
Asset finance decisions often within a week
Bridging and development lending served by dozens of active desks
Filed accounts, six to twelve months of bank statements and an aged debtor listing decide most cases. Directors are usually asked for personal guarantees on unsecured lending, and HMRC arrears are workable provided a Time to Pay arrangement is already agreed and disclosed.
Invoice and asset facilities commonly complete in one to three weeks. Commercial mortgages and development finance run six to twelve weeks, driven by valuation and legal work rather than credit appetite.
On unsecured lending, almost always. Where asset cover is strong, guarantees are frequently capped or limited and can be negotiated.
Yes. Export invoice finance and credit insured facilities fund receivables from creditworthy overseas debtors, usually at a slightly lower advance rate.
Describe your requirement once. We structure it and approach the providers whose criteria fit. No upfront fees, charges are due only once funding is in place.
Start a funding request