Business funding · North America · USD
The United States has the widest lender pool in the world, from regional banks and SBA programmes to asset based lenders, equipment lessors and private credit funds. The difficulty is not availability, it is knowing which desk will actually price your transaction.
Start a funding requestAsset based revolvers from roughly USD 1m upwards
Equipment and fleet finance decided in days, not weeks
Private credit active across the middle market
Two years of tax returns, interim financials, an accounts receivable ageing and a borrowing base summary carry most of the weight. UCC filings are checked early, so existing blanket liens need to be discussed openly because they decide whether a new facility can sit alongside or must refinance the incumbent.
Asset based lending against receivables and inventory is highly competitive, as is equipment finance for manufacturing, construction and transport fleets. Cash flow term loans and unitranche facilities from private credit funds typically begin around USD 5m of EBITDA supported debt.
Yes. Regional banks and national non bank lenders cover every state, and asset backed facilities are priced on collateral quality rather than location.
Yes, and it is common. Lenders look at the US entity's own performance, then decide whether a parent guarantee or comfort letter is needed.
Describe your requirement once. We structure it and approach the providers whose criteria fit. No upfront fees, charges are due only once funding is in place.
Start a funding request