Finansman Çözümleri
Supply chain finance
Supply chain finance lets a supplier be paid early on invoices a large buyer has already approved, priced against the buyer's credit standing rather than the supplier's own. The buyer keeps or extends its payment terms, the supplier removes the wait, and neither side takes on conventional borrowing.
Supply chain finance
- Buyer anchored payables programmes, also called reverse factoring
- Early payment priced off the anchor buyer's cost of funds
- Off balance sheet for suppliers selling approved receivables without recourse
- Onboarding for supplier populations across multiple jurisdictions and currencies
Who arranges a supply chain finance programme?
The buyer arranges it with a funder or platform, then invites suppliers to join. Suppliers can also ask GFG to approach their buyer where no programme exists yet.
Does supply chain finance count as debt?
For the supplier, no. It sells an approved receivable without recourse. For the buyer, treatment depends on whether payment terms and commercial substance change, so auditors should review the structure.
What size of programme is viable?
Programmes are usually viable where annual approved spend runs from roughly ten million upwards, although smaller programmes work when the supplier base is concentrated.