Currency is the first decision
Borrowing in a currency you do not earn is the most common structural error in this market. Where revenue is in euros or dollars, a hard-currency facility removes both the rate premium and the translation risk. Where revenue is in lira, hard-currency debt should be hedged or avoided.
Export-led structures
Confirmed export orders support pre-export finance, and credit-insured receivables from European and Gulf buyers are readily funded. Buyers' credit and ECA-supported structures are available on capital equipment imports.
Common structures in Türkiye
- Pre-export and post-shipment finance
- Export receivables and credit-insured factoring
- Leasing for machinery and production lines
- Working capital lines in TRY, USD and EUR
- ECA-supported capital equipment funding
Questions
Can a Turkish exporter borrow in euros?
Yes, where export revenue is in euros. Funders match currency to earnings to avoid creating a mismatch.
Are international lenders active in Türkiye?
Yes, particularly on trade and export-backed transactions where the underlying receivable sits with a creditworthy overseas buyer.
Describe your requirement once and we structure it, then approach providers active in Türkiye whose criteria match. There are no upfront fees — all charges are due only once funding is in place.
Start your funding request