Funding Solutions

Receivables and invoice finance

Receivables finance releases cash tied up in an approved sales ledger, either as a whole-book facility or on a selective, invoice-by-invoice basis. Non-recourse structures also transfer buyer credit risk, which can support balance-sheet treatment as a true sale.

Receivables and invoice finance

  • Confidential invoice discounting for established ledgers
  • Selective and single-invoice finance for lumpy contracts
  • Non-recourse receivables purchase with credit insurance

Will our customers know?

Confidential invoice discounting is not disclosed to customers. Factoring and most non-recourse purchases require notice of assignment.

What advance rate is typical?

Commonly 80–90 per cent of approved invoice value, with the balance released on settlement.

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