Funding Solutions
Working capital funding
Working capital funding covers the day-to-day cash requirement of a trading business: paying suppliers before customers pay you, funding stock ahead of a season, or bridging the gap created by rapid growth. Facilities range from committed revolving lines with a bank to cash-flow term loans and private credit for companies with strong earnings but limited security.
Working capital funding
- Revolving credit facilities that flex with the trading cycle
- Cash-flow term lending priced against EBITDA rather than assets
- Private credit where bank appetite is constrained by sector or leverage
How quickly can a working capital facility be arranged?
Straightforward facilities are typically documented in three to six weeks from a complete information pack. Structured or multi-jurisdiction facilities take longer.
Do we need to give security?
Most providers take a debenture or equivalent general security. Unsecured cash-flow lending exists but is priced accordingly.