Greece
Athens' banking sector has recovered steadily and now supports a broader range of lending than a decade ago, though banks remain careful on collateral and trading history. Shipping and tourism, two pillars of the Greek economy, both draw specialist lending attention alongside conventional commercial finance.
| Structure | Where it works |
|---|---|
| Commercial mortgage | For hospitality and commercial property, priced against trading performance and location. |
| Bank term loan | Standard for working capital and expansion among established trading companies. |
| Shipping finance | Specialist facilities for vessel purchase and refinancing, arranged through maritime lending desks. |
| EU backed financing | Subsidised rates for eligible investment and sustainability projects. |
Bank facilities typically take six to ten weeks, longer where property or vessel valuation is required.
Tourism seasonality is factored into how lenders assess annual trading performance.
Shipping finance usually requires engagement with lenders that maintain dedicated maritime teams rather than general commercial banks.
Yes, it is a distinct specialism usually arranged through banks or funds with dedicated maritime finance teams, given the technical nature of vessel valuation and international registration.
They do, but generally want to see a full year of trading figures to understand the seasonal pattern properly before extending a facility.
Yes, particularly for renewable energy and sustainability linked projects, though the application process is more involved than standard bank borrowing.
Tell us what the business in Athens needs and we will structure the request and approach the providers whose criteria match. No upfront fees, charges apply only once funding completes.
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