Canada
Canadian corporate lending is concentrated in a small number of large banks, which makes the market stable but conservative. Alternative lenders in Ontario have grown to serve companies that fall outside that box.
| Structure | Where it works |
|---|---|
| Operating line | Margined against receivables and inventory. |
| Factoring | Useful where the bank margin formula is too restrictive. |
| Equipment finance | Standard for production and transport assets. |
| Mezzanine and private debt | For acquisitions and shareholder transitions. |
Bank margining formulas often exclude foreign receivables. An alternative facility can fund exactly what the bank excludes.
Cross border US sales are fundable, usually with credit insurance on the buyer book.
Yes. Specialist lenders fund cross border ledgers regularly, often alongside credit insurance.
Four to ten weeks depending on structure and whether property security is involved.
Tell us what the business in Toronto needs and we will structure the request and approach the providers whose criteria match. No upfront fees, charges apply only once funding completes.
Start a funding request