Germany

Business funding in Frankfurt

Frankfurt sits at the centre of German banking, and the Hausbank relationship still shapes most corporate funding. That relationship is valuable, but it can also cap a growing company at the level its bank is comfortable with rather than the level its assets support.

Who lends in Frankfurt

Structures that fit

StructureWhere it works
FactoringWidely used and well understood, with silent options for established companies.
Sale and leasebackReleases value from owned plant without touching bank security.
Term loansLong dated and competitively priced where covenants are met.
Mezzanine and unitrancheUsed for acquisitions where senior debt alone will not stretch.

Sectors we fund here

Practical notes

German lenders reward documentation quality. Complete filed accounts and a clear plan shorten every timeline.

Where the Hausbank cannot extend further, do not push it. Add a parallel asset based facility instead.

Questions

Should we go outside our Hausbank?

Not instead of it, alongside it. A specialist facility secured on assets the bank does not lend against usually preserves the relationship and adds capacity.

Is factoring seen negatively in Germany?

No longer. It is a mainstream working capital tool, and silent structures keep the arrangement private from customers.

Tell us what the business in Frankfurt needs and we will structure the request and approach the providers whose criteria match. No upfront fees, charges apply only once funding completes.

Start a funding request