New Zealand
Auckland holds most of New Zealand's commercial activity, with a business base weighted towards distribution, construction, food export and services. The lending market is smaller than Australia's but well supplied for asset backed and receivables funding.
| Structure | Where it works |
|---|---|
| Invoice finance | Standard for wholesalers, labour hire and construction services. |
| Equipment and fleet finance | For plant, trucks and processing equipment. |
| Commercial mortgage | For owner occupiers and investment property. |
Personal guarantees are common in this market and should be expected on smaller facilities.
Export receivables can be funded, often with credit insurance attached.
Property lending is conservative on valuation, so equity expectations should be realistic.
Yes, usually with credit insurance covering the overseas buyer.
One to three weeks for receivables and equipment lines, longer where property is involved.
Tell us what the business in Auckland needs and we will structure the request and approach the providers whose criteria match. No upfront fees, charges apply only once funding completes.
Start a funding request