Europe · EUR

Business funding in Ireland

Ireland has a concentrated banking sector, which means non-bank lenders play an outsized role for SMEs and mid-market companies. Invoice discounting, asset finance, and specialist property lending fill much of the space the pillar banks leave open.

Concentrated banking sector makes non-bank funding essential

Strong appetite for exporters and technology-enabled businesses

Cross-border UK and euro-zone structures handled routinely

Preparing an Irish request

Filed CRO accounts, management figures, bank statements, a debtor listing and confirmation of Revenue compliance make up the standard pack. Where the company trades in both euro and sterling, show the split — it directly affects which facility currency makes sense.

Property and development

Investment and development lending is served by both domestic and UK-based specialists. Exits are underwritten hard, and planning status drives leverage more than any other single factor.

Common structures in Ireland

  • Invoice discounting and factoring
  • Asset finance and refinance
  • Commercial property and bridging
  • Development finance
  • Growth and acquisition debt

Questions

Can an Irish company borrow in sterling?

Yes, where it earns sterling revenue. Currency-matched facilities remove translation risk and are widely available.

Are non-bank lenders regulated?

Providers operate under the applicable Irish and EU regimes for their activity. We confirm the regulatory status of every provider before introducing a transaction.

Describe your requirement once and we structure it, then approach providers active in Ireland whose criteria match. There are no upfront fees — all charges are due only once funding is in place.

Start your funding request